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What kind of insurance rates should i expect?

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DJ asked:


I am planning to get a bike next spring but am going to save up over winter for it. I am looking for a sport bike but nothing to crazy. (GSXR) (Ninja) (R6). This is going to be my first bike but i am going to take a 25 hr class that teaches you how to ride and everything. I’m 19 and live in NY. No accidents and have already taken defensive driving. I pay about 2 grand a year for car insurance. How much should i expect to pay for motorcycle insurance? Also wouldn’t mind any opinions on this.

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Tags: Accidents, Defensive Driving, Gsxr, Motorcycle Insurance, Sport Bike


August 21st, 2008 |

Tags: Accidents, Defensive Driving, Gsxr, Motorcycle Insurance, Sport Bike


3 Responses to “What kind of insurance rates should i expect?”

  1. david b
    August 23rd, 2008 at 6:00 am

    i pay $220 a year for liability coverage with progressive for a 2004 600rr, i live in kansas. which is cheap

    ****go to progressive.com and get a free quote***


  2. billcarr
    August 23rd, 2008 at 5:39 pm

    just a guess…. about $4000. per year full coverage and possibly more.
    If you dont finance and need only liability it will be perhaps $250. per year.


  3. The Freak Show
    August 25th, 2008 at 10:09 am

    You don’t have to guess. I would just go to Progressive.com like the other poster said. I never understood the formulas well enough to predict what any bike would cost to insure. Just a few years ago, I couldn’t afford to insure a Hayabusa so I went with another bike. Now they only wan’t $400.00 per year? What changed in the last 2 years, I don’t know. I guess I didn’t get a ticket and I got a little older, but the drop was HUGE. I only pay $160 per year for full coverage on my Buell right now. Even that surprised me because it was a huge drop from last year too.

    Good luck! It’s expensive to be a young rider, but in NY I wouldn’t want to just run liability.


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