Gay Obama on the downlow asked:


http://www.nypost.com/seven/03192009/news/regionalnews/aig_gave_100k_to_ny_dems_160345.htm

ALBANY, N.Y New York campaign finance records show American International Group donated $100,000 to the state Democratic Committee just before Democratic Gov. David Paterson and his insurance superintendent launched marathon sessions to prop up the embattled insurer.

The contribution was made Aug. 29. Insurance Superintendent Eric Dinallo started negotiating with AIG and federal officials within about two weeks.

On Sept. 16, Paterson announced the “great news” that New York officials helped the giant insurer strike a historic loan deal with the Federal Reserve to keep AIG afloat.

There was no immediate comment from Paterson, Dinallo or AIG.

The state’s effort is credited with giving AIG time to survive.

health insurance individual

Allen C asked:


Isn’t that the whole reason for paying for insurance? Shouldn’t all conditions, ailments, and injuries be covered? If not, then way are we paying into insurance?

Why isn’t their an insurance company out there that can provide this kind of service?

I don’t think the US Government should allow companies to operate that offer insurance and then deny benefits to someone who has been paying for coverage.
Ok just to add, this is not about me, but I work in the medical field and I hate seeing patients that die from not receiving treatments because their insurance companies denied benefits.

medical insurance

ani asked:


Hospital where 33-year-old gave birth asking state to reimburse its costs
LOS ANGELES – A big share of the financial burden of raising Nadya Suleman’s 14 children could fall on the shoulders of California’s taxpayers, compounding the public furor in a state already billions of dollars in the red.

Even before the 33-year-old single, unemployed mother gave birth to octuplets last month, she had been caring for her six other children with the help of $490 a month in food stamps, plus Social Security disability payments for three of the youngsters. The public aid will almost certainly be increased with the new additions to her family.

Also, the hospital where the octuplets are expected to spend seven to 12 weeks has requested reimbursement from Medi-Cal, the state’s Medicaid program, for care of the premature babies, according to the Los Angeles Times. The cost has not been disclosed.
Word of the public assistance has stoked the furor over Suleman’s decision to have so many children by having embryos implanted in her womb.

Harsh criticism toward the mother
“It appears that, in the case of the Suleman family, raising 14 children takes not simply a village but the combined resources of the county, state and federal governments,” Los Angeles Times columnist Tim Rutten wrote in Wednesday’s paper. He called Suleman’s story “grotesque.”

On the Internet, bloggers rained insults on Suleman, calling her an “idiot,” criticizing her decision to have more children when she couldn’t afford the ones she had, and suggesting she be sterilized.

“It’s my opinion that a woman’s right to reproduce should be limited to a number which the parents can pay for,” Charles Murray wrote in a letter to the Los Angeles Daily News. “Why should my wife and I, as taxpayers, pay child support for 14 Suleman kids?”

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Find images of famous multiples, including the Dilley sextuplets, the McCaughey septuplets and the Chukwu octuplets.
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She was also berated on talk radio, where listeners accused her of manipulating the system and being an irresponsible mother.

“From the outside you can tell that this woman was playing the system,” host Bryan Suits said on the “Kennedy and Suits” show on KFI-AM. “You’re damn right the state should step in and seize the kids and adopt them out.”

A call to Suleman’s publicist Mike Furtney was not immediately returned.

In her only media interviews, Suleman told NBC’s “Today” she doesn’t consider the public assistance she receives to be welfare and doesn’t intend to remain on it for long.

Also, a Nadya Suleman Family Web Site has been set up to collect donations for the children. It features pictures of the mother and each octuplet and has instructions for making donations by check or credit card.

Suleman, whose six older children range in age from 2 to 7, said three of them receive disability payments. She said one is autistic, but she has not disclosed the other youngsters’ disabilities, and refused to say how much they get in payments.

In California, a low-income family can receive Social Security payments of up to $793 a month for each disabled child. Three children would amount to $2,379.

The Suleman octuplets’ medical costs have not been disclosed, but in 2006, the average cost for a premature baby’s hospital stay in California was $164,273, according to the U.S. Department of Health and Human Services. The average cost for just one cesarean birth in 2006 was $22,762 in California. Eight times that equals $1.3 million.

For a single mother, the cost of raising 14 children through age 17 ranges from $1.3 million to $2.7 million, according to the U.S. Department of Agriculture.

Gov. Arnold Schwarzenegger, who is struggling to close a $42 billion budget gap by cutting services, declined through a spokesman to comment on the taxpayer costs associated with the octuplets’ delivery and care. Suleman received disability payments for an on-the-job back injury during a riot at a state mental hospital, collecting more than $165,000 over nearly a decade before the benefits were discontinued last year.

Some of the disability money was spent on in vitro fertilizations, which was used for all 14 of her children, Suleman said. Suleman said she also worked double shifts at the mental hospital and saved up for the treatments. She estimated that all her treatments cost $100,000.

A dozen states, including California, have laws requiring insurance companies to cover infertility treatment, according to the National Conference of State Legislatures. But California does not require insurers to cover in vitro procedures. It’s not clear what type of coverage Suleman has.

In the NBC interview, Suleman said she will go back to California State University, Fullerton in the fall to complete her master’s degree in counseling, and will use student loans to support her children. She said she will rely on the school’s dayc
DO YOU THINK ITS RIGHT THE THE TAX PAYERS DOLLARS ARE PAYING FOR THIS?
DONT THINK MORALLY BUT ECONOMICALLY…. TELL ME WHAT YOU THINK

insurer news

Nevada W asked:


I am in medical malpractice settlement negotiations with a dentist. Her insurance company was handling the negotiations, then the dentist license expired and the insurance company dropped the dentist. The dentist obtained a new policy from a new insurance company. Now the original insurance company has dropped out of negotiations. Is it possible that the original insurance company wants me to file suit against the dentist, and then the new insurance company will have to defend the dentist? Or, because the first insurance company received the initial settlement letter with notice of intent to sue, they will have to carry on and defend the dentist even though they no longer have the dentist as a client. Please clarify the typical procedure in this type of situation. Thanks a million! N.
Thanks for the info. I do have an attorney. But I do not want to sue and want to settle. The original insurance Co. made an offer, then we countered..then the Ins Co. dropped the dentist, and did not responded to the counter offer. SO, of course the attorney wants to sue cause he will make the big bucks. I want to settle because we were on track to settle. I just can’t figure why the original insurance company would want to go to court unless they really don’t care one way or another because the dentist is no longer a concern to them in the long run??? Tks. for you input.

insurance quote