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Archive for October, 2008


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How does motorcyle insurance work during the cold months?

Insurance 7 Comments »
insurance
BlakJak asked:


During the colder seasons, if it applies to where you live, what happens to your insurance? Does the insurance provider or carrier extend the policy or what?

insurers in new york state
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October 25th, 2008 |

Tags: Carrier, Insurance, Insurance Provider, Insurance Work




Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

Insurance & Registration 6 Comments »
insurance
css asked:


I have a car and have taken Auto insurance for it.
Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also.
If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars?
Also if i am driving someone else car, will my insurance cover if there is any accident i have made?

insurers in new york state
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October 21st, 2008 |

Tags: Buy Car, Buy Insurance, Car Insurance Policy, Insurance, Insurance Car




What kind of insurance coverage should I get for my motorcycle?

Insurance 7 Comments »
insurance
hunior asked:


I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don’t know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.
I am paying for it in full.

life insurance
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October 12th, 2008 |

Tags: Explanations, Guess, Insurance Carrier, Insurance Coverages, Motorcycle




Once an insurance company encashes my premium cheque, from when should the risk start?

Insurance 3 Comments »
insurance
ncpadmanabhan asked:


I have issued a cheque towards first year premium along with the proposal for insurance. The cheque dated the first of the month has been encashed by the insurance company on the third of the month. But they have issued the insurance policy only on the 19th of the month with the date of starting of risk shown as the 22nd of the month. As my cheque for the premium amount has been encashed on the third of the month itself, is not the insurance company liable to cover the risk from the date of encashment of the cheque? Does not the encashment of my cheque and crediting it to the insurance company’s account signify that they have accepted the risk from that date itself?

insurance claims
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October 11th, 2008 |

Tags: Encashment, Insurance Cover, Insurance Policy, Insurance Premium, Proposal





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