What would be the best way of conducting a transaction without getting the auto insurance involved for an accident?

Person hit me and neither of us want to report it to our auto insurance. They don’t trust that I won’t report it to the insurance after I get paid from him.

What should I do?

I was in an accident where I didn’t have insurance on my vehicle and neither did the other driver. Am I able to use my homeowners insurance to get money to pay for medical bills from the accident? My husabnd said someone at work told him about this, but I have never neard of it before.

health insurance coverage