In the state of Washington what happens when invalid auto insurance is given at the scene of a minor traffic accident?

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks!

What would be the best way of conducting a transaction without getting the auto insurance involved for an accident?

Person hit me and neither of us want to report it to our auto insurance. They don’t trust that I won’t report it to the insurance after I get paid from him.

What should I do?

What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?

I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I’d heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.