In the state of Washington what happens when invalid auto insurance is given at the scene of a minor traffic accident?

We’re traveling to England in May – I’ve never bought travel insurance and want to know how we find good/reliable insurance? Thanks.

I have looked at a few insurance websites and they all seem to say the insurance must be obtained within 15 days of travel booking. Well, I paid for the trip in January and it’s for late July. I had no idea I’d need to get insurance my mid-February. Does anyone know of any travel insurance companies without this requirement?
Sorry, I forgot to add: I’m in the U.S.A.

Im thinking about getting veneers when I return home from my deployment, and tricare prime doesn’t cover cosmetic dentistry. What kid of health insurance do I need to actually get the procedure done?

I have 2 quotes for business insurance. One is based on payroll and one is based on sales. Comparitively, our payroll will increase more than our total sales will. The payroll quote is through an admitted carrier, while the sales quote is through a non-admitted, but A rated carrier. How do I decide which will be the cheaper one at the end of the year?